VivianSGProperty

HDB Owners - Asset Progression

Is Your HDB Going To MOP Soon? What Are Your Available Options

Available Options

Upgrade to a bigger HDB Flat? Downgrade to cash out? Or Upgrade to a EC/Condo & Plan for Asset Progression?

Make Your Next Important Decision With A Good Property Consultant To Know Your Available Options With Professional Strategies

Live By Design Not By Default.

Plan Early For You & Your Family’s Future

Do You Know ……

With a combined income of $8,500 and above, many home owners have upgraded from their current HDB flat to a private property without taking out extra cash from their saving?

Real Life Case Study For Reference Only

Case Study #1

John (age 36) & Mary (age 35) with combined income of $8,000

Initial Plan :

– Sell their 4 room BTO flat in Punggol to purchase a resale 5 room HDB in Toa Payoh 

After going through a detailed property consultation with Vivian:

– Purchase a 3 bedroom Condo without touching their CASH savings

– Maintain a healthy CASH reserve of $108K

– In the pipeline, they plan for their 2nd private property purchase in the coming years

Case Study #2

Danny (age 42) & Hazel (age 38) combined income $15K

Initial Plan :

– Sell their 4 room BTO flat in Tampines and buy an Executive Condo

After going through a detailed property consultation with Vivian:

– Purchase a 3 bedroom Condo for own stay & a 1 bedroom Condo for investment/rental without touching their CASH savings

– Maintain a healthy CASH reserve of $120K

– Obtain passive income from rental of 1 bedroom Condo

IMPORTANT DISCLAIMER !!!

Every property owners has a unique property portfolio and different financial assessment.

What may work out for others may not work out for you.

To determine which type of asset progression strategy can apply for you, please schedule an appointment with us to work in details.

We will work out a your available options based on your final assessment.

With Proper Planning & Proven Strategies, You Will Be Able To

1) Have a Clear Financial Analysis to understand your cash proceeds, cash Outlay, CPF available, etc …

2) Know how you can manage your current property portfolio to generate Passive Rental Income

3) Know how to Leverage on your Cash/CPF and Property Assets to plan for an Early Retirement

4) Know when is the best time to cash out on your property. Have a clear Exit Plan to Maximise your Returns on your property.

What Works For Others May Not Work Out For Everyone